CarePlus Spending Account Card
With certain CarePlus plans, members receive a prepaid CarePlus Spending Account Card to help support your health. Depending on your plan, your CarePlus Spending Account Card may include a CareEssentials Allowance, a Flex Allowance, or both.

Will I receive a CarePlus Spending Account Card?

Go to MyCarePlus and look under Benefits and Eligibility to check if your plan includes the CareEssentials Allowance or Flex Allowance. (Or check your plan’s Evidence of Coverage.) If your plan includes one or both benefits, you should receive the spending account card.

Usage restrictions apply. See cardholder terms for details.

Products may not be available at every location. While shopping at participating retailers, you may pay sales tax on items just as you would normally. Applicable sales tax will be added to the total at checkout according to your state tax regulations. Any fees associated with transactions may be deducted from the available balance. Allowance amounts cannot be combined with other benefit allowances. Limitations and restrictions may apply.

If you use Bill Pay through the Healthy Benefits+ website or by contacting Healthy Benefits+, the service provider may not receive payment for at least three weeks. The documented home address with your health plan must match the service address where you currently reside. CarePlus is not responsible for any fees or loss of service associated with late payments. Service fees may apply. Bill payment is not available for all utility and rental companies. Please check to confirm if your service provider is available.

Do not throw away your card. Please store it in a safe place, like your wallet. CarePlus is not responsible for funds lost due to lost or stolen cards. Benefits listed here are part of a Medicare Advantage plan.

Questions? Need your benefit balance? Visit or call 1-855-391-0942 (TTY 711). This card is redeemable for specific goods and services at select merchants. This card may not be used for money orders, prescription drugs, alcohol, tobacco and vaping products, firearms, lottery or gaming tickets, and most food delivery services.

Use of Your Card: Your card is not a credit card but may be entered as “credit” to checkout. If prompted, your PIN is the last 4-digits of your card number. Usage restrictions apply. See cardholder terms for details. Issued by Citizens Alliance Bank, Member FDIC, pursuant to a license from Visa® U.S.A. Inc. No Cash (except as required by law) or ATM Access.

No amounts on the CarePlus Spending Account card can be combined or used to purchase Medicare-covered prescriptions or services, nor can it be converted to cash.