CarePlus Medicare Advantage Plan Details
You deserve to know everything about your Medicare Advantage plan. The benefits you care about, no surprises.

If you are a renewing CarePlus member or new to CarePlus, you can see your personal plan documents and benefit information in MyCarePlus.

Sign in to your secure MyCarePlus account.

Plan Benefit Documents

Read the Summary of Benefits to see how much you will pay for the services covered under your plan. For full terms and conditions, including limits and exclusions, review your plan’s Evidence of Coverage.

2025 2024

South Florida

Tampa Area

Orlando Area

Daytona Area

Treasure Coast / Central Florida

Jacksonville/ North Florida

South Florida

CareOne Plus (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage


CareFree (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree Platinum (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareComplete Platinum (HMO C-SNP)2

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareBreeze Platinum (HMO C-SNP)3

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Plus (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Platinum (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareSalute (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage

CareOne Plus (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree Platinum (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareComplete Platinum (HMO C-SNP)2

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareBreeze Platinum (HMO C-SNP)3

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Plus (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Platinum (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareSalute (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage

Tampa Area

Orlando Area

CareOne Plus (HMO- POS)4

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree Platinum (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareComplete Platinum (HMO C-SNP)2

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareBreeze Platinum (HMO C-SNP)3

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Plus (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Platinum (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareAccess (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareSalute (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage

CareOne Plus (HMO- POS)4

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree Platinum (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareComplete Platinum (HMO C-SNP)2

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareBreeze Platinum (HMO C-SNP)3

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Plus (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Platinum (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareAccess (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareSalute (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage

Daytona Area

CareOne Plus (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree Platinum (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage


CareComplete Platinum (HMO C-SNP)2

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareBreeze Platinum (HMO C-SNP)3

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Plus (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Platinum (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareAccess (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareSalute (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage

Treasure Coast

CareOne Plus (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage


CareOne Platinum (HMO- POS)5

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage


CareFree (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage


CareFree Platinum (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareComplete Platinum (HMO C-SNP)2

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareBreeze Platinum (HMO C-SNP)3

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Plus (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Platinum (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareSalute (HMO-POS)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage

Jacksonville Area

CareOne Plus (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareOne Platinum (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareFree Platinum (HMO)

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareComplete Platinum (HMO C-SNP)2

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareBreeze Platinum (HMO C-SNP)3

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Plus (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage
 

CareNeeds Platinum (HMO D-SNP)1

English Benefits at a Glance (BAG)

Spanish Benefits at a Glance (BAG)

English Summary of Benefits

Spanish Summary of Benefits

English Evidence of Coverage

Spanish Evidence of Coverage

Covered Durable Medical Equipment Items and Brands

CarePlus generally covers all Durable Medical Equipment items and brands that Original Medicare covers. This includes certain items the doctor may order for your medical needs.

2024 Covered Durable Medical Equipment Items and Brands

  • Want to compare plans side-by-side? It’s easy!

    Just enter your ZIP code to get started.

Need printed copies or alternate formats of these documents?

To submit your request, use one of these electronic forms or contact Member Services.

2024 Disclaimers

1CareNeeds Plus  (HMO D-SNP) and CareNeeds Platinum (HMO D-SNP): These plans are available to anyone receiving both Medicare and Medicaid: Qualified Medicare Beneficiaries (QMB/QMB+), Specified Low-Income Medicare Beneficiaries (SLMB/SLMB+), Qualifying Individuals (QI), Qualified Disabled and Working Individuals (QDWI) and other Full Benefit Dual Eligibles (FBDE). CareNeeds Plus (HMO D-SNP) and CareNeeds Platinum (HM D-SNP) areis sponsored by CarePlus Health Plans, Inc. and the State of Florida, Agency for Health Care Administration. 

2CareComplete (HMO C-SNP) and CareComplete Platinum (HMO C-SNP):  These plans are available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders, or chronic heart failure. 

3CareBreeze Platinum (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of chronic lung disorders.

4CareOne Plus (HMO-POS): This plan covers certain out-of-network services for members while visiting Puerto Rico. Except in emergency or urgent situations, non-contracted providers may deny care.

5CareOne Platinum (HMO-POS):  This plan covers certain services received from out-of-network providers in Brevard and Indian River counties in Florida. Except in emergency or urgent situations, non-contracted providers may deny care. You will pay a higher copay for services received by non-contracted providers.

6CareComplete Platinum (HMO-POS C-SNP):  This plan covers certain services received from out-of-network providers located within the plan's service area. Except in emergency or urgent situations, non-contracted providers may deny care. You will pay a higher copay for services received by non-contracted providers. This plan is available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders, or chronic heart failure. 

7CareBreeze Platinum (HMO-POS C-SNP): This plan covers certain services received from out-of-network providers located within the plan's service area. Except in emergency or urgent situations, non-contracted providers may deny care. You will pay a higher copay for services received by non-contracted providers. This plan is available to anyone enrolled in Medicare with a diagnosis of chronic lung disorders. 

8CareSalute (HMO-POS): This plan covers certain services received from out-of-network providers located within the plan's service area. Except in emergency or urgent situations, non-contracted providers may deny care. You will pay a higher copay for services received by non-contracted providers.

2025 Disclaimers 

CareNeeds Plus (HMO D-SNP): This plan is available to anyone receiving both Medicare and Medicaid: Qualified Medicare Beneficiaries (QMB/QMB+), Specified Low-Income Medicare Beneficiaries (SLMB/SLMB+), Qualifying Individuals (QI), Qualified Disabled and Working Individuals (QDWI) and other Full Benefit Dual Eligibles (FBDE). 

CareNeeds Platinum (HMO D-SNP): This plan is available to anyone receiving both Medicare and Medicaid: Qualified Medicare Beneficiaries (QMB/QMB+), Specified Low-Income Medicare Beneficiaries (SLMB/SLMB+), Qualifying Individuals (QI), Qualified Disabled and Working Individuals (QDWI) and other Full Benefit Dual Eligibles (FBDE). 

CareComplete (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders or chronic heart failure. 

CareComplete Platinum (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders or chronic heart failure. 

CareBreeze Platinum (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of chronic lung disorders.

(057-CareOne Plus (HMO-POS): This plan covers certain out-of-network services for members while visiting Puerto Rico. Except in emergency or urgent situations, non-contracted providers may deny care.

(001 CareOne Plus (HMO-POS); 043 CareOne Plus (HMO-POS); 135 CareFree Platinum Giveback (HMO-POS); 143 CareSalute (HMO-POS): This plan covers certain services received from out-of-network providers located within the plan's service area. Except in emergency or urgent situations, non-contracted providers may deny care. You will pay a higher copay for services received by non-contracted providers.

CareNeeds Plus (HMO D-SNP): Plan sa a disponib pou nenpòt moun ki resevwa avantaj Medicare ak Medicaid: Benefisyè Medicare ki Kalifye yo (QMB/QMB+, akwonim li an angle), Benefisyè Medicare ki Gen Revni Fèb yo Presize yo (SLMB/SLMB+, akwonim li an angle), Moun ki Kalifye yo (QI, akwonim li an angle), Moun ki Andikape epi ki Ap Travay ki Kalifye yo (QDWI, akwonim li an angle) ak lòt Kalifye an Doub pou Tout Avantaj yo (FBDE, akwonim li an angle). 

CareNeeds Platinum (HMO D-SNP): Plan sa a disponib pou nenpòt moun ki resevwa avantaj Medicare ak Medicaid: Benefisyè Medicare ki Kalifye yo (QMB/QMB+, akwonim li an angle), Benefisyè Medicare ki Gen Revni Fèb ki Espesifye yo (SLMB/SLMB+, akwonim li an angle), Moun ki Kalifye yo (QI, akwonim li an angle), Moun ki Andikape epi ki Ap Travay ki Kalifye yo (QDWI, akwonim li an angle) ak lòt Kalifye Doub pou Tout Avantaj yo (FBDE, akwonim li an angle). 

CareComplete (HMO C-SNP): Plan sa a disponib pou nenpòt moun ki enskri nan Medicare epi yo dekouvri ki fè dyabèt, maladi kadyovaskilè oswa ensifizans kadyak kwonik. 

CareComplete Platinum (HMO C-SNP): Plan sa a disponib pou nenpòt moun ki enskri nan Medicare yo dekouvri ki fè dyabèt, maladi kadyovaskilè, oswa ensifizans kè kwonik. 

CareBreeze Platinum (HMO C-SNP): Plan sa a disponib pou nenpòt moun ki enskri nan Medicare yo wè ki gen maladi nan poumon kwonik.