Annual Notice of Changes (ANOCs)
If you are a CarePlus member, review yearly updates to your Medicare Advantage plan to see if any of your benefits are changing.  

The ANOCs below include information about yearly changes to premiums, deductibles, medical benefits, or prescription drug benefits. Locate the county where you live and  your new plan to review coverage changes.

For full descriptions of your benefits and costs, including how to access and use your benefits, please reference your plan’s Evidence of Coverage on the CarePlus Medicare Advantage Plan Information page

2025 ANOC Member Information 2024 ANOC Member Information

South Florida

Tampa Area

Orlando Area

Treasure Coast

Jacksonville

Daytona

South Florida

Tampa Area

Orlando Area

Daytona Area

Treasure Coast

Jacksonville Area

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1 CareNeeds Plus (HMO D-SNP) and CareNeeds Platinum (HMO D-SNP): These plans are available to anyone receiving both Medicare and Medicaid: Qualified Medicare Beneficiaries (QMB/QMB+), Specified Low-Income Medicare Beneficiaries (SLMB/SLMB+), Qualifying Individuals (QI), Qualified Disabled and Working Individuals (QDWI) and other Full Benefit Dual Eligibles (FBDE)

CareNeeds Plus (HMO D-SNP) and CareNeeds Platinum (HMO D-SNP) are sponsored by CarePlus Health Plans, Inc. and the State of Florida, Agency for Health Care Administration.

2CareComplete Platinum (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders, or chronic heart failure.

3CareBreeze Platinum (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of chronic lung disorders.

4CareOne Plus (HMO-POS) - Orlando: This plan covers certain out-of-network services for members while visiting Puerto Rico. Except in emergency or urgent situations, non-contracted providers may deny care.

xCareOne Plus (HMO-POS) South Florida and Treasure Coast: These plans cover certain services received from out-of-network providers located within the plan’s service area. Except in emergency or urgent situations, non-contracted providers may deny care. Your cost-share may be higher for services received from non-contracted providers.

xCareFree Platinum Giveback (HMO-POS): This plan covers certain services received from out-of-network providers within the plan’s service area. Except in emergency or urgent situations, non-contracted providers may deny care. Your cost-share may be higher for services received fromy non-contracted providers.

CareSalute (HMO POS): This plan covers certain services received from out-of-network providers within the plan’s service area. Except in emergency or urgent situations, non-contracted providers may deny care. Your cost-share may be higher for services received from non-contracted providers.

CareNeeds Plus (HMO D-SNP): This plan is available to anyone receiving both Medicare and Medicaid: Qualified Medicare Beneficiaries (QMB/QMB+), Specified Low-Income Medicare Beneficiaries (SLMB/SLMB+), Qualifying Individuals (QI), Qualified Disabled and Working Individuals (QDWI) and other Full Benefit Dual Eligibles (FBDE).

CareNeeds Platinum (HMO D-SNP): This plan is available to anyone receiving both Medicare and Medicaid: Qualified Medicare Beneficiaries (QMB/QMB+), Specified Low-Income Medicare Beneficiaries (SLMB/SLMB+), Qualifying Individuals (QI), Qualified Disabled and Working Individuals (QDWI) and other Full Benefit Dual Eligibles (FBDE).

CareComplete (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders or chronic heart failure.

CareComplete Platinum (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of diabetes, cardiovascular disorders or chronic heart failure.

CareBreeze Platinum (HMO C-SNP): This plan is available to anyone enrolled in Medicare with a diagnosis of chronic lung disorders.

(057-CareOne Plus (HMO-POS): This plan covers certain out-of-network services for members while visiting Puerto Rico. Except in emergency or urgent situations, non-contracted providers may deny care.

(001 CareOne Plus (HMO-POS); 043 CareOne Plus (HMO-POS); 135 CareFree Platinum Giveback (HMO-POS); 143 CareSalute (HMO-POS): This plan covers certain services received from out-of-network providers located within the plan's service area. Except in emergency or urgent situations, non-contracted providers may deny care. You will pay a higher copay for services received by non-contracted providers.

CareNeeds Plus (HMO D-SNP): Plan sa a disponib pou nenpòt moun ki resevwa avantaj Medicare ak Medicaid: Benefisyè Medicare ki Kalifye yo (QMB/QMB+, akwonim li an angle), Benefisyè Medicare ki Gen Revni Fèb yo Presize yo (SLMB/SLMB+, akwonim li an angle), Moun ki Kalifye yo (QI, akwonim li an angle), Moun ki Andikape epi ki Ap Travay ki Kalifye yo (QDWI, akwonim li an angle) ak lòt Kalifye an Doub pou Tout Avantaj yo (FBDE, akwonim li an angle).

CareNeeds Platinum (HMO D-SNP): Plan sa a disponib pou nenpòt moun ki resevwa avantaj Medicare ak Medicaid: Benefisyè Medicare ki Kalifye yo (QMB/QMB+, akwonim li an angle), Benefisyè Medicare ki Gen Revni Fèb ki Espesifye yo (SLMB/SLMB+, akwonim li an angle), Moun ki Kalifye yo (QI, akwonim li an angle), Moun ki Andikape epi ki Ap Travay ki Kalifye yo (QDWI, akwonim li an angle) ak lòt Kalifye Doub pou Tout Avantaj yo (FBDE, akwonim li an angle).

CareComplete (HMO C-SNP): Plan sa a disponib pou nenpòt moun ki enskri nan Medicare epi yo dekouvri ki fè dyabèt, maladi kadyovaskilè oswa ensifizans kadyak kwonik.

CareComplete Platinum (HMO C-SNP): Plan sa a disponib pou nenpòt moun ki enskri nan Medicare yo dekouvri ki fè dyabèt, maladi kadyovaskilè, oswa ensifizans kè kwonik.

CareBreeze Platinum (HMO C-SNP): Plan sa a disponib pou nenpòt moun ki enskri nan Medicare yo wè ki gen maladi nan poumon kwonik.

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